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Upload the HOA resale packet. We translate it into plain English and flag red risks: special assessments, dues jumps, lawsuits/insurance gaps, and rental limits.
Don't find out after you sign.
Caution Advised
We generate specific questions based on what we found, so you can get answers before closing.
Clear recommendation with specific reasoning, not generic advice.
Share with your agent, attorney, or keep for your records.
You'll see a preview for free. Unlock the full report + export.
Low reserves mean surprise costs coming your way
When neighbors don't pay, you might have to
One claim could cost you thousands out of pocket
Legal problems can delay closing or increase fees
Limits on renting could affect your future plans
Ignored repairs turn into expensive emergencies
Drag and drop your HOA financials, CC&Rs, reserve study, and board minutes
AI analyzes documents and highlights red flags, financial risks, and restrictions
Use the specific questions we generate to get answers before closing
"Found a $45k special assessment buried in the reserve study. Saved me from a nightmare."
Sarah M.
Homebuyer
"The risk report gave me specific questions to ask the HOA manager. They couldn't answer half of them - walked away."
Marcus T.
First-time Buyer
"Closing was in 5 days. This helped me spot the red flags and negotiate a price reduction."
Jennifer K.
Relocating Buyer
No; it's a due diligence assistant that helps you know what to ask. It identifies risks and generates follow-up questions for your agent or attorney.
We call it out and treat it as a risk. We'll list exactly what documents you should request from the HOA manager.
Usually within minutes. Upload your documents and get your risk review while you wait.
All uploads are encrypted. Files auto-delete after 30 days, and you can delete them anytime from your dashboard.
Yes. We flag reserve weakness, upcoming projects, funding gaps, and risk patterns that often lead to special assessments.